Terms of Service

Last updated: July 9, 2026

Company Identity and Acceptance

These Terms of Service govern your use of AllocateAI (AllocateAI Learning Limited) and its services. By accessing and using our website, course materials, and educational resources, you agree to be bound by these terms and all applicable laws and regulations. If you do not agree with any part of these terms, you may not use our services. We reserve the right to modify these terms at any time, and your continued use of our platform constitutes acceptance of any changes.

Scope of Services

We provide comprehensive educational content and training programs focused on reinforcement learning applications in portfolio rebalancing and adaptive allocation strategies. Our courses are designed to help investors and financial professionals understand advanced machine learning techniques for optimizing investment portfolios. The materials, lectures, exercises, and resources available through our platform are intended for educational purposes only. All content is delivered online and may include video tutorials, interactive assignments, code examples, and supplementary documentation to support your learning journey.

User Obligations

As a user of our services, you agree to:

• Provide accurate and complete information when registering for courses or creating an account
• Maintain the confidentiality of your login credentials and account information
• Use our platform solely for lawful educational purposes and in accordance with these terms
• Not attempt to gain unauthorized access to our systems or breach security measures
• Respect intellectual property rights and refrain from copying, distributing, or reselling course content
• Not engage in harassment, discrimination, or any conduct that violates applicable laws

Intellectual Property Rights

All course materials, lectures, code examples, documents, and other content provided through our platform are owned by or licensed to us and are protected by copyright and intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use these materials solely for your personal educational benefit. You may not reproduce, modify, distribute, transmit, or create derivative works from any content without our prior written permission. Unauthorized use of our intellectual property may result in legal action and termination of your access to our services.

Limitations of Liability

We provide our educational services and content on an "as-is" basis without warranties of any kind. To the maximum extent permitted by law, we disclaim all express and implied warranties, including accuracy, completeness, or fitness for a particular purpose. We are not liable for any indirect, incidental, consequential, or punitive damages resulting from your use of our platform or reliance on our educational content. Our total liability to you shall not exceed the amount paid for the course or service in question. Some jurisdictions do not allow limitation of liability, so this may not apply to you.

Termination of Service

We reserve the right to suspend or terminate your access to our platform at any time, with or without notice, for violations of these terms, illegal activity, or other conduct we deem harmful. Upon termination, your right to use our services and access course materials will immediately cease. We are not responsible for any loss of data, progress, or access to materials resulting from account termination. You may request to close your account at any time by contacting us, subject to completion of any ongoing course obligations or payment terms.

Governing Law

These Terms of Service are governed by and construed in accordance with the laws of Canada, specifically the province of Alberta, without regard to its conflict of law provisions. Any legal action or proceeding arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts located in Edmonton, Alberta. You agree to submit to the personal and exclusive jurisdiction of these courts and waive any objections to venue or inconvenient forum.